Thoughts, Trends and Insights

The core banking landscape is undergoing a seismic shift, driven by the confluence of technological advancements, evolving regulatory frameworks, and shifting customer expectations. Financial institutions can no longer afford to rely on legacy systems that struggle to keep pace with the demands of an increasingly digital-first world. Instead, banks must embrace modernization to remain competitive, enhance operational efficiency, and deliver superior customer experiences. As a

With 25+ years of experience leading IT operations and transformation programs across industries, I’ve seen both the successes and the painful failures of large-scale change. My work has spanned SAP rollouts in manufacturing and telecom, finance and core system transformations in insurance, CRM and digital commerce programs in retail, and global IT initiatives in technology and e-commerce. From driving ERP and CRM rollouts at adidas, to leading the testing and cutover plannin

AI is the new coffee. Everyone is talking about it, everyone thinks they need it, and if you’re not already “all in on AI,” someone will ask you why you’re falling behind. Now, don’t get me wrong. AI is useful. It can crunch more data in five minutes than a whole team could in a week. It can automate tasks that nobody enjoys. It can even write articles like this one (although you’ll have to forgive it if the jokes land a little flat). But here’s the issue: AI is not a magic w

The startup world loves its buzzwords. "Disruption," "hustle," and, of course, the MVP—minimum viable product. The MVP concept has become the sacred mantra of startups everywhere. It’s fast, it’s lean, it’s scrappy. But let’s be real: in the mad dash to get something out the door, far too often startups treat "quality" like an optional upgrade—heated seats in a car. That is a dangerous gamble. The thing is, an MVP isn't supposed to be a synonym for "barely functional garbage.